5 Smart Money Moves Before the Year Ends

As the year winds down, smart financial planning can make all the difference in your tax season outcome. Now is the time to organize, optimize, and get ahead.

Here are five ways to prepare before December 31:

1. Maximize your deductions. Track charitable donations, business expenses, and unreimbursed costs.

2. Make retirement contributions. Adding to your IRA or 401(k) before year-end can lower taxable income.

3. Review your business expenses. Invest in tools or upgrades now that can qualify as deductions.

4. Check your withholdings. Ensure you’ve paid enough to avoid penalties in 2026.

5. Book a consultation. VW Accounting Service can review your situation to ensure you end 2025 financially strong and ready for tax season.

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🗓️ Don’t wait—small steps today can lead to big savings in April.📞